Employer Services

How can we help employers?
*Lower group insurance premiums
*The Medicare-eligible employees/retirees may affect the average age of the employer group, thus impacting the insurance premiums.

Lower overall utilization costs
The Medicare-eligible employees/retirees may have the highest utilization, which directly drives the costs of the group premium.  Removing the utilization could lower costs to both employer and employee. This strategy could potentially provide a more comprehensive benefit package for the employee.

Reduce out-of-pocket expenses for the employer and the employee
By lowering overall group insurance premiums, employer and employee contributions will be reduced.

Enhance healthcare benefits for the Medicare-eligible employees/retirees
Medicare-approved health plan options could provide richer benefit offerings than most group health plans currently in place.